Work Experience :
Audit Assistant
2005-12-18 - 2007-11-29
Exposure: Worked for various industries including hospitality, trading, jewellery, manufacturing; Assisted in audit management;
prepared financial projections, financial analysis, ratio analysis on behalf of client
Management Accountant
2008-01-16 - 2009-01-03
❖ Performance review of jewellery, exchange, and fashion retail divisions and presenting comprehensive reports to management
❖ Spearheaded the quality initiative projects of the group like ISO, DQA, Bareek
Head/VP/GM-Finance/Audit
2009-01-04 - 2020-11-06
Spearheaded comprehensive internal audit programs using contemporary audit processes based on organizational risk,
assessments/ profiles (Jewellery, Textile, and Money Exchange Divisions)
❖ Ensured compliance with Anti Money Laundering (AML), Tax Compliance, Sales Tax, and VAT for the entire operations of the
group in 10 countries
❖ Focused on Corporate Governance on transfer pricing, economic substance, supplier validation, quality verification, product
hallmarking, barcode specifications as per local regulations
❖ Ensured compliance with timely completion of external audits and tax filings for 10 subsidiaries and holding companies and also
for 3 Exchange Companies spread across 10 countries on annual basis
❖ Managed consolidation of group & subsidiary results and prepared MIS reports for 10 regions
❖ Participated in private equity projects and worked with Big 4 Audit Firms, regions top consultancy firms
❖ Carried out comprehensive audits for retail fashion division in 3 regions covering the procurement (local & imports), sales, stock
maintenance, accounts ensuring that the policy with write off obsolete stock are followed
❖ Performed fraud investigations in Jewellery & Exchange Division arising due to employee dishonesty and ensuring to strengthen
the internal controls and SOP
❖ Oversaw Anti Money Laundering and Regulatory requirements for Fraud Analysis/ Risk Management, Security Management,
Vigilance & Investigation and Fraud Prevention Management
Head/VP/GM-Finance/Audit
2020-11-07 - 2021-12-30
❖ Assessed notifications and regulations issued by Central Banks of UAE, Oman, and Kuwait
❖ Evaluated the financial covenants and capital requirements as stipulated by regulatory bodies including Central Banks of 3
regions
❖ Followed up with banks & financial institutions for ensuring adequate fund availability for existing & future business ventured
of the organization
❖ Led & managed the entire process covering valuation, due diligence and execution of the deal for disposal
❖ Interacted with board members in analyzing and advising on the potential impact of long-term plans, implemented new
programs/ strategies, statutory regulations, capital adequacy and major strategic decisions on organizational bottom lines
❖ Evaluated team performance and render productivity
CFO
2022-02-06 - 2023-09-08
Key Result Areas:
❖ Spearheading a business having different verticals spanning across parent company, JVs, and subsidiaries
❖ Leading the Risk Management and Controllership sphere as Chief Financial Officer; key member of the Member of Audit, Risk
Management and Corporate Governance Committees of the Board
❖ Defining long term business goals & yearly budgets and driving achievement of the same through financial strategies &
processes
❖ Representing the company before the Board and Audit Committee for business review, strategy creation and investment
proposals
❖ Defining & driving efforts towards ROIC and Capacity Utilization for improving the valuation
❖ Managing Fund Raising/ Project Financing and raising equity for large projects/ expansion/ future growth of the company
❖ Establishing & managing relationships with banks & financial institutions for enabling working capital and project financing
❖ Devising and implementing several financial & corporate governance policies and procedures and ensuring strict adherence
❖ Driving technology intervention across the function and leading various projects on digitization/ automation of repetitive
processes
❖ Steering Business, Financial, and Tax Planning. Investment Analysis, Financial Modelling, Project Management & Analysis.
❖ Cash Flow Analysis and assessment of Actual Vs Forecast. Periodic Fund analysis and managing funds with cash flow and bank
facilities. Liquidity analysis. Managing Receivable and Payables.
❖ Monthly closing of books, variance analysis, MIS Reports, and preparation of financials as per IFRS.
❖ Providing directional leadership to the entire Finance Function along with the Secretarial, IT & Legal (supporting litigation)
verticals
❖ Leveraging Financial & Business Analytics in assessing & reporting the Financial Performance with emphasis on profitability,
cost control, investment and cash management
❖ Administering various activities like reviewing all financial transactions, reporting, and policies for the entity including general
ledger account transactions & reconciliations, monthly variance reports, monthly financial statements, and so on
❖ Reviewing monthly treasury MIS and incorporating monthly cash flows in the same
❖ Negotiating for the best rates with maximum coverage and benefits for Insurance Renewals for JB Policy and medical insurance
of the group
❖ Managing external audits of all the entities within the group with relevant schedules and workings as per IFRS.
❖ Performing the internal audit team to ensure that the internal audit scope and review are covering the entire store operations
❖ Conducting feasibility studies and performance review of stores. Inventory and Fixed Assets Management.
❖ Administering Microsoft Dynamics ERP Implementation steering committee and finance function lead
❖ Taking care of Product Pricing , Discount Strategy and review of various agreements with banks, vendors and service providers.
❖ Ensuring timely filing of VAT and Tax returns, coordinating with tax departments and external auditors for completing
assessments
❖ Assisting the organization in Tax Planning and structuring
Significant Accomplishments:
❖ Business Turnaround: Developing and executing strategic plans for eliminating extra costs by right sizing, deleveraging and
insourcing of operations for better capacity utilization
❖ Technology Intervention/ Digitization Projects: Playing a key role in defining, configuring and leading implementation of
upgraded version Microsoft Dynamics (MS D365) and preparing the organization for the integration to facilitate digitization in
various functions of the business, thereby creating a future-ready organization
